Section 03
Scenarios, revenue & return
Five ways to use 953 m² of habitable space, 500 m² of outbuildings, a chapel and three runways. Every number below is editable — change a price, an occupancy or a capex line and the model recalculates instantly. Then ask the AI analyst to stress-test your assumptions against real French rural hospitality benchmarks and tell you the maximum price at which the scenario still works.
You live in the château, let the gîte and the wing flat year-round, and host a handful of whole-property weeks in summer. Minimal staff, minimal compliance, lifestyle-first.
Total investment
€2,482,500
Price + notary + capex
Gross revenue / yr
€90,240
At full ramp-up
EBITDA / yr
-€16,924
After all direct and fixed costs
Cash flow after debt
-€131,001
Debt service €114,077/yr
Yield on cost
-0.7%
EBITDA ÷ total investment
Cash-on-cash
-14.6%
Cash flow ÷ your equity
DSCR
-0.15
Banks want ≥ 1.25
10-year IRR
—
Assumes exit at 7% cap rate
Deal & financing
Loan of €1,582,500 after €900,000 of equity, notary €157,500, capex €120,000. Break-even revenue is €265,437 per year.
Capex — one-off investment
€120,000
Revenue streams
€90,240 / yr
| Stream | Units / yr | € / unit | % sold | % direct cost | Revenue | |
|---|---|---|---|---|---|---|
| €39,600 | ||||||
| €36,000 | ||||||
| €8,640 | ||||||
| €6,000 |
Fixed annual costs
€84,400 / yr